real estate agent

  • What is an adjustable rate mortgage (ARM)?

    An adjustable-rate mortgage is a home loan when an interest rate adjusts over time based on the market.  ARMs generally start with a lower interest rate than a fixed-rate mortgage, so an ARM is a great option if your goal is to get the lowest possible rate up front and…

  • Rising Mortgage Rates While You’re Waiting For Your Home to Be Built

    In the current market of high demand and low inventory, it’s common practice to be outbid numerous times when trying to purchase a home.  Therefore, lots of homebuyers are opting to forgo the bidding wars and simply build a house. This can be an attractive option on paper but not…

  • Is an Open House a Good idea in this Market? 

    So much has changed in the last 3 years when it comes to those tried and true real estate practices. With Covid, the open house has faced the most disruption. After all, a pandemic and inviting strangers into your home didn’t exactly mix well. But now that the pandemic is…

  • Is It OK to Use a Part Time Real Estate Agent?

    Using part-time agents is not necessarily the worst thing in the world. As a full-time agent, I have had both good and bad experiences with them. This is not an indictment of their character or intentions, but much like any other profession it’s best to employ someone who lives and…

  • OMG! My Appraisal Came in Low! What Now?

    You’ve gotten the home under contract, you’ve negotiated inspections, you’ve started to call movers and plan for your next phase when all of a sudden a terrible wrench is thrown into your transaction that causes heart palpitations: “The appraisal came in low” Now to everyone out there who just read…