Contrary to what you might think, inspections are greatly beneficial even after the home-buying process is over. Think about it, when you own a home, it seems like there is always something that needs attention or repair. Much like a car, your home needs to have regular check-ups done by a professional who knows whatContinue reading “Why You Need a Maintenance Inspection”
Tag Archives: mortgage
What Do Your Five Senses Have to do with Real Estate?
Looking at property online certainly has its advantages. It’s easily accessible, on your own schedule, and the options are nearly endless. Some agents are very good at marketing their properties. They use professional photography, enhanced lighting, optimal staging, and more just to showcase the property in the very best ways. It can be easy toContinue reading “What Do Your Five Senses Have to do with Real Estate?”
Foreclosure Explained
Foreclosure happens when a loan is defaulted on and the lender recovers the amount owed by selling or taking ownership of the property. In plainer words: You stop paying and the bank takes the house back and you lose possession. Keep in mind that the foreclosure process can vary from state to state, but thereContinue reading “Foreclosure Explained”
The Power of My Network
Short and sweet one this week, folks. I have been in this industry for quite some time now and I pride myself on the lasting connections that I have maintained with people in various niches. I don’t just help people buy and sell homes; I can point them in the right direction for a magnitudeContinue reading “The Power of My Network”
Three BIG Reasons You Need an Agent for New Construction
If you are getting ready to start house hunting, the allure of new construction is undeniably attractive. You get to be the very first ones to live in the home, it’s full of brand-new appliances, and all the finishes and treatments are hand-picked to your liking. Also, no need to worry about structural or cosmeticContinue reading “Three BIG Reasons You Need an Agent for New Construction”
Think it’s a buyer’s market? Don’t be that buyer.
It’s true that we are not in the peak of the market boom we were in the past couple of years. But that doesn’t mean buyers suddenly hold all the power like some seem to think. In fact, there are still a lot of markets (like Philly, for example) where the market is still hotContinue reading “Think it’s a buyer’s market? Don’t be that buyer.”
Appraisers: Demystified
Some have compared appraisals to a report card for your house. Banks and lenders want to make sure that lending you money is a good investment for them and ensure the home is what it seems. On the other hand, sellers are interested in appraisals because they ultimately impact the asking price. The process ofContinue reading “Appraisers: Demystified”
Could empty office buildings bring down home prices?
What if I told you that some of the country’s most desirable real estate locations are currently sitting mostly un-utilized? What if I also told you that these places could be a key to opening up more opportunities for homebuyers, senior citizens, etc. More opportunities means more housing. More housing means more supply. More supplyContinue reading “Could empty office buildings bring down home prices?”
Does Pre-Qualification Mean I’m Approved?
When it comes to mortgages, pre-qualification and pre-approval may seem interchangeable, but they actually mean different things and hold different weight when it comes to submitting an offer on your dream home. Mortgage pre-qualification helps lenders to understand how much you can borrow by asking you a few questions about your finances. For example, theyContinue reading “Does Pre-Qualification Mean I’m Approved?”
The risks of zero-down loans in this market: Is this 2008 all over again?
It’s baaaaaaaaaaack…. With Bank of America recently announcing their loan option for lower-income households that requires no down payment, no closing costs, and doesn’t base the loan on a minimum FICO score, you might be wondering if this is 2008 all over again. Can we really be repeating these kinds of loans and promoting homeownershipContinue reading “The risks of zero-down loans in this market: Is this 2008 all over again?”
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