What NOT to Forget When Closing on a House

So you’re ready to buy a house…  Most buyers’ plan is to save as much as they can for a down payment, without necessarily realizing that closing costs are included.  In my experience, people tend to sometimes be surprised and annoyed by closing costs because they don’t really know what they are.  Closing costs areContinue reading “What NOT to Forget When Closing on a House”

Why a Bank Statement Loan Could be the Answer to Your Prayers

Not common but a less known type of financing is the bank statement loan. What are they? I got this question from a small business owner recently who was trying to purchase a home. They are essentially a type of loan that allows a buyer to get a mortgage without the traditional documents (taxes, paystubs,Continue reading “Why a Bank Statement Loan Could be the Answer to Your Prayers”